Estimate your payments

Please adjust the options below so we can estimate the most accurate monthly payments.

Your estimated credit score
Loan term
Down payment
$4,000
$0
✓ 0 selected
→ Compare Vehicles
Clear All

Learn The Benefits of Buying a Car From a Buy Here Pay Here Dealership in Kansas City

When buying a used car, there are several avenues you can take. While you may be unaware of how buying a car from a buy here pay here dealership works, it’s arguably one of the easiest ways to purchase a vehicle. When using this method, the dealership not only sells you the car, but also provides the financing for the purchase directly.

Buy here pay here cars are highly affordable, and those with financial and credit difficulties can acquire a reliable vehicle. Regardless of your preconceived notions about the buy here pay here method, there are several benefits to taking this route over traditional dealerships.

Purchasing a Buy Here Pay Here Car Doesn’t Require a Credit Check

One of the biggest benefits of a buy here pay here car is the no-credit financing. When you purchase a car from a buy here pay here car dealership, there is no credit check in order to qualify for financing. At traditional dealerships, if you have a lower credit score, you’re likely to get rejected when you try to apply for financing.

Instead, no-credit financing accepts almost every eligible candidate, regardless of their credit standing. Most buy here pay here dealerships even provide an easy pre-approval application to streamline this process. If you have a lower credit standing, a buy here pay here car is worth considering.

smiling couple inside of a car

A Buy Here Pay Here Car Helps Build Your Credit

When you make timely payments on your buy here pay here car, this gets reported to the major credit bureaus. Over time, you should see your credit score improve. Buy here pay here dealerships not only allow you to purchase a car, but they give you the opportunity to improve your financial standing. Once your credit score improves, it’s easier to purchase a car in the future, as your higher score will lower your potential interest rates.

For those who might not otherwise have access to a vehicle due to credit limitations, buy here pay here car dealerships provide an avenue for car ownership, which can improve your ability to get around, as well as your quality of life.

A Good Buy Here Pay Here Car Dealership Is Trustworthy

One of the misconceptions about buy here pay here car dealerships is that they can’t be trusted. This couldn’t be further from the truth! You can find a trustworthy buy here pay here dealership near you. Make sure to investigate a dealership before you visit. Customer reviews speak for themselves. It’s best to find a dealership with a long history of successful car sales and a dedicated team will keep your best interests in mind.

Buy here pay here dealerships are also well-qualified for all your financing needs. These dealerships often deal with customers in difficult credit and financial situations, so most problems can be solved by working with the dealership.

There’s Less Hassle When You Purchase a Buy Here Pay Here Car

With car-buying and financing all in one place, purchasing a buy here pay here car is quick and easy. Buying a new car is a long process, and buying a used car from a traditional dealership can take just as long. Buying a car from a buy here pay here dealership can take as little as 60 minutes or less.

Since there’s no communication with a bank or a credit check, approval takes minutes, and a payment plan can be negotiated just as quickly. Once you start your monthly payments, they go directly to the dealership. Your money is going to the same people who helped you find your dream car!

Buy Here Pay Here Car Dealerships Offer Flexibility

Buy here pay here dealerships understand that not every situation is the same. That’s why many dealerships offer flexible payment plans to ensure you’re able to make your payments in a timely manner. On top of that, many buy here pay here car dealerships don’t require as high of a down payment as traditional car loans. When you’re buying a car from a buy here pay here car lot, make sure you assess all of their agreements beforehand.

Learn More At a Buy Here Pay Here Kansas City Car Lot

Once you’ve determined whether a buy here pay here car is for you, find a dealership near you to start the process. Consider test driving vehicles and researching what kind of vehicle you’re looking for first. This will make the process even easier.