Financing FAQ

Why Choose Auto Bank for Financing?

Auto Bank works on a ‘Buy Here, Pay Here’ basis. This means that instead of using a third party for financing, you do all of your business through us. When you make monthly payments, you make them to Auto Bank. It’s simple.

What are the Benefits of Buy Here Pay Here Financing?

Because we handle everything in-house, getting financing and making your monthly payments is much easier. Because there are fewer intermediaries involved, we are able to offer highly competitive interest rates. Moreover, because we are in complete charge of who gets financing, we make the final decisions on who can get financing through Auto Bank, allowing us to be more flexible.

What if I Have Poor Credit?

Vehicle financing for those with poor credit is one of our main specialties. We do not consider you merely a credit rating the way a traditional bank does. We only care about whether you will be able to make your repayments on time. If you can show us that you are earning a wage that will comfortably cover the monthly repayments on a vehicle, you will almost certainly be approved.

Can I Get Online Approval?

Getting approval for your car financing is easy through Auto Bank of Kansas City. Using our online pre-approval form, you can give us all of your relevant details quickly and we’ll be able to get back to you with an approval decision promptly. As we work on a ‘Buy Here, Pay Here’ basis, it is more likely that you will get a positive response from Auto Bank than a traditional banking establishment if you have bad credit. You can even use this form of financing to rebuild your credit status.

What Brands of Car Do You Stock?

Some of the brands of vehicles we have in stock right now are Buick, Chevrolet, Chrysler, Dodge, Ford, GMC, Honda, Hyundai, Jeep, Kia, Lincoln, Mazda, Mitsubishi, Nissan, Pontiac, Saturn, Toyota, and Volkswagen.

Take a look through our inventory to get an idea of the wide range of nearly new vehicles we offer at excellent prices. We often have special offers, and we have many deals on cars under $10,000. You’ll find a wealth of vehicles that will give you over 30 miles to the gallon, and we stock certified pre-owned vehicles for the ultimate in peace of mind.

Why Should I Upgrade My Car?

If you have a vehicle already, it may still be worth upgrading your car to a more modern vehicle. We accept trade-ins, and this allows you to step into a newer vehicle with modern technology and no mechanical issues, all with just a small monthly payment. Consider that vehicles from the past five years have substantially better gas mileage and you might find that you’ll be saving money in the long run. You can use our gas mileage calculator to ascertain your potential savings. How much is My Current Vehicle Worth?

You can use our online calculator to get an estimate of how much your current vehicle will be worth if you decide to trade it in. The money you get from the trade-in can be used to greatly reduce the monthly payments you will make. We offer competitive trade-in rates.

How Much Will the Monthly Payments Be?

Monthly payments will, of course, be different for every eventuality. We strive to ensure that our customers get the lowest possible interest rates while keeping monthly payments at a level they can afford. Use our Auto Loan Calculator to get an idea of how much your payments will be. Alternatively, get in touch with us now for a full rundown.

How Do I Make Payments?

Part of the joy of choosing Auto Bank of Kansas City for your car purchase and financing is the wealth of ways you can make your repayments. You can come into one of our two locations in Kansas City (E. Truman Road, and East Front Street) to make your payments in person. You can pay over the phone by calling 816-416-8059. You can send a money order to our address, or for the ultimate in convenience, you can set up Autopay so your payment is automatically deducted from your debit card each month.

What if I Have Any Questions?

Give us a call between 9 am and 6 pm (5 pm on Saturdays, closed Sundays). You can contact the East Front Street branch at (816) 241-7880 and the Truman Road branch at (816) 231-9300.