Visit Auto Bank of Kansas City for Your Car Financing Needs

When you have challenged credit, sometimes it can feel like there’s no way you could afford a decent, used car you can depend on. Attempting to get a traditional car loan can be a grueling process, and with an unsatisfactory FICO score, you will likely get denied. With so many factors affecting your credit score, it isn’t always realistic to wait until your score is higher to buy a vehicle.

Second chance financing gives customers options when it comes to buying a used car. No matter what your situation is, your credit score shouldn’t define you. This type of financing allows you to get back on your feet, improve your credit score, and find a vehicle you can rely on. When it comes to used cars, second chance finance dealerships like Auto Bank of Kansas City have affordable options and are able to get you in a car you wouldn’t qualify for at a traditional dealer!

What Is Second Chance Financing?

Second chance financing is available for people who have lower credit scores and may not be eligible for traditional car loans. These second chance financial loans are secured directly through our car dealership, and we determine your eligibility based on your income and ability to repay.

How Second Chance Finance Helps You

Working with car dealers with in-house financing allows you to not only find a reliable used car, but also get a car loan, if you qualify. When you make on-time payments, Auto Bank reports them to the major credit bureaus, and your score can gradually improve over time.

It’s important you find a dealership that does second chance financing you can trust. Having positive reviews, an easy pre-approval process, and a caring team are all signs of a reputable dealership. The goal of second chance finance is to get you back on track financially and get you into a reliable used vehicle. After you’ve paid off your vehicle, you can come back for an upgrade and trade in your current ride, too.