When you’re looking for used cars near you, you’re not just looking for a vehicle - you’re looking for a dealership that wants to help you find the best possible deal for you. Everyone has unique circumstances and finances, and there’s nothing worse than feeling judged or rejected when you’re car shopping.
Buy here pay here car lots can benefit a range of people, and at Auto Bank of Kansas City, we make car buying easier and accessible for all Kansas Citians. To show you just how dedicated we are to our buy here pay here philosophy, meet three customers whose situations are ideal for visiting our used car lots in Kansas City. Who knows - maybe you’ll hear something that resonates with you!
Gina is having a hard time navigating Kansas City auto sales - there are dealerships everywhere, and she has no idea where the best place to get a used car could be. Gina needs a new vehicle - fast. Her family has grown quickly, and she needs a bigger car to fit her rambunctious kids. She doesn’t want anything fancy, but she needs a car she can rely on.
Gina doesn’t have much for a down payment, and she’s noticed many of the auto lenders she’s talked to want at least 20 percent down for a decent interest rate. Gina is an ideal candidate for a buy here pay here vehicle for several reasons.
First, Gina doesn’t need a big down payment to get the car she wants at a buy here pay here dealership. At Auto Bank, Gina gets to choose how much she puts down on your vehicle - and there are plenty of options in stock that work for her.
Gina also needs her car quickly. As a busy mom, she doesn’t have time to visit several dealerships or negotiate for too long. At Auto Bank’s buy here pay here car lots in Kansas City, she can be in and out, financing and all, and in her newer car in no time.
Oscar has visited a few used car lots in Kansas City, but he’s having trouble securing an auto loan due to bad credit from past debt. He feels like he can’t find anything that works for him, and traditional dealerships aren’t interested in selling to him. Although he’s trying to raise his credit score, he knows it's going to take quite a while to pay off his debts. But his last car has died unexpectedly, and he doesn’t have much saved up.
This is a tough situation, but there is hope for Oscar! When he visits Auto Bank of Kansas City, he learns that buy here pay here car lots can help him get an auto loan, regardless of his low credit score.
Buy here pay here dealerships offer in-house financing for people like Oscar. This way, he can get a reliable vehicle when he thought his options had run dry. When he makes regular payments over time, Auto Bank makes sure to share that with credit agencies so his credit score increases, too!
Jacob is a first-generation college student trying to make his parents proud. He’s paying his way through school and working multiple jobs just to get by. He didn’t grow up with a lot, but he’s trying to make a different life for himself. Lately, he’s been sharing a car with his entire family, but it’s proving to be difficult with his busy schedule.
The problem is, Jacob doesn’t have any credit history. He knows it will take a while to build up a trustworthy credit score for the average auto lender, but his hectic life requires a reliable car.
When Jacob visited a buy here pay here dealership, he realized he doesn’t need to worry about his credit history while he shops. These used car lots in Kansas City have flexible interest rates and reasonable payments for everyone. They looked only at the income Jacob works hard for and said, “YES! You can buy a car from us.” Now, Jacob and his family are less stressed, and he can use the time he used to need to schedule car sharing to rest and prioritize himself.
No matter who you are, Auto Bank is here for you. Our used car lots have affordable options and a robust inventory for any kind of shopper. Where you are in life matters, and it can affect your ability to buy a car. That’s why buy here pay here dealerships exist - to help you find a vehicle perfect for your life that is easy on your wallet.
To get started with an application, visit our financing page today. To set up an appointment, call our Truman Road location at (816) 207-3738 or our East Front Street location at (816) 281-7210. We look forward to doing business with you.