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Learn More About The Misconceptions of These Helpful Used Car Sellers

Buy here pay here car lots are a great resource for those with little to no credit, difficult financial history, or those who simply need an affordable used car, fast. Unfortunately, you’ve probably heard a handful of negative things about buy here pay here car lots. In reality, they’re a helpful, trustworthy service.

Everyone deserves a fair shot at finding a reliable, used vehicle, and buy here pay here cars can be a great option. When you find a dealership you can trust, there are plenty of opportunities to buy a used vehicle. But first, there are several myths that need debunking when we start to talk about buy here pay here car lots.

Myth #1: You Can’t Trust Buy Here Pay Here Car Lots

A major misconception about these car lots is their untrustworthiness. This myth comes from a misunderstanding of how these car lots work. Buy here pay here car lots are legitimate places of business focused on helping a customer purchase the right vehicle for them at the right price. You can trust a buy here pay here car lot just as much as any other car dealership! The main difference between these car lots and traditional dealerships is the financing. Buy here pay here dealerships provide financing in-house, so you won’t have to go through a third-party bank or loan company to receive financing for your vehicle.

Other than financing, buy here pay here car lots function just like any other used car lot. When you look for a reputable place to purchase a vehicle, make sure to browse customer testimonials and reviews. This will help you assess whether you can trust the seller you’ve chosen. Buy here pay here car lots are a popular place to car shop, so you’ll likely find plenty of reviews for car lots near you.

myth vs facts icon

Myth #2: Buy Here Pay Here Car Lots Only Sell “Bad” Cars

Buy here pay here car lots have options for everyone - that means there’s no such thing as a bad car! Used cars come in varying conditions, but that doesn’t mean buy here pay here car lots sell unreliable cars. This misconception probably comes from the fact that their cars are used and often very affordably priced. In reality, the majority of used car lots inspect all of their vehicles and have a detailed record of their condition.

Buy here pay here car lots tend to have large inventories, so regardless of what you’re looking for, there’s usually something for everyone. Used car lots like these carry trusted brands like Toyota, Chevy, Ford, Nissan, Dodge, and Honda. These are well-known makes and have produced reliable vehicles for decades. A reputable used car lot offers test driving opportunities so you can get a good idea of what works best for you.

Myth #3: Buy Here Pay Here Car Lots Sell Cars Only Care About Making a Profit

A huge misconception about buy here pay here car lots is that they want a big down payment from you for their in-house financing requirements.

This isn’t true! Buy here pay here lots do not require a large down payment amount right off the bat. Reputable dealers will work out a down payment offer that fits a customer's budget and estimated monthly payments.

Myth #4: You Need Credit History to Get a Buy Here Pay Here Car

Many of the misconceptions you hear about buy here pay here car lots are about credit history. Buy here pay here car lots often assist customers with credit issues, whether that be a lack of credit or a challenged credit history that prevents you from financing from a traditional bank. Buy here pay here lots don’t discriminate - anyone, regardless of credit history, is welcome to finance and purchase a vehicle.

Buy here pay here car lots determine your financing through your proof of income. As long as you can afford to make your payments, you’ll be qualified to finance a used car. This makes buy here pay here cars ideal for shoppers who don’t have access to traditional dealership and bank financing.

Find a Buy Here Pay Here Car Lot Near You

You can learn more about your buy here pay here options at a local used car lot. Once you plan your visit, you’ll be able to browse the inventory, explore financing options, and learn more about local deals.

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2000 E. Truman Road, Kansas City, MO 64127 
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6901 East Front Street, Kansas City, MO 64120
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